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House Bill 123

General Assembly: 132

Short Title: Modify short-term, small, and mortgage loan laws   [ Show Long Title ]

Long Title: To amend sections 1321.35, 1321.36, 1321.39, 1321.40, 1321.41, 1321.422, 1321.99, and 4712.99, to enact new section 1321.46 and sections 1321.141, 1321.391, 1321.401, 1321.402, 1321.403, 1321.411, 1321.592, and 4712.071, and to repeal sections 1321.46 and 1321.461 of the Revised Code to modify the Short-Term Loan Act, to specify a minimum loan amount and duration for loans made under the Small Loan Law and General Loan Law, and to limit the authority of credit services organizations to broker extensions of credit for buyers.

Primary Sponsor: Representative Koehler, Representative Ashford

Version: As Enrolled

Legislation Text : View Current Version


House Committees
CommitteeDateStatusBill Text
Government Accountability and OversightNovember 29, 20171st HearingDownload
WitnessOrganizationTestifying AsDocument
Rep. KoehlerOhio House of RepresentativesProponentDownload
Rep. AshfordOhio House of RepresentativesProponentDownload
CommitteeDateStatusBill Text
Government Accountability and OversightJanuary 17, 20182nd HearingDownload
WitnessOrganizationTestifying AsDocument
Rev. Dr. Aaron L. PhillipsCleveland Clergy CoalitionOpponentDownload
Cheney PruettOpponentDownload
Danielle SydnorCleveland Branch NAACPProponentDownload
David RothsteinCoalition for Safe Loan AlternativesProponentDownload
David Rothstein 2ProponentDownload
Michael McDormanThe Chamber of Greater SpringfieldProponentDownload
Nick BourkeThe Pew Charitable Trusts ProponentDownload
Dr. Carl RubyProponentDownload
Dr. Carl Ruby 2ProponentDownload
Dr. Carl Ruby 3ProponentDownload
Dr. Carl Ruby 4ProponentDownload
Dr. Carl Ruby 5ProponentDownload
Pastor Derek DreweryProponentDownload
Michal MarcusProponentDownload
David ThomasProponentDownload
David Thomas 2ProponentDownload
George ThomasProponentDownload
Aisha SleimanProponentDownload
Sheri DozierProponentDownload
Doug FecherProponentDownload
Carl HughesInterested PartyDownload
Dee WashingtonProponentDownload
Jim TobinCatholic Conference of OhioProponentDownload
Mark FerrandinoProponentDownload
Keith LakeOhio Chamber of CommerceOpponentDownload
CommitteeDateStatusBill Text
Government Accountability and OversightMarch 22, 20183rd HearingDownload
WitnessOrganizationTestifying AsDocument
Nick BourkeThe Pew Charitable TrustsProponentDownload
Nicholas DiNardoLegal Aid Society of Southwest Ohio, LLCProponentDownload
Rep. SchuringProponentDownload
CommitteeDateStatusBill Text
Government Accountability and OversightApril 11, 20184th HearingDownload
WitnessOrganizationTestifying AsDocument
Susan JagersOhio Poverty Law CenterProponentDownload
Alex HorowitzPew Charitable TrustsInterested PartyDownload
CommitteeDateStatusBill Text
Government Accountability and OversightApril 18, 20185th HearingDownload
WitnessOrganizationTestifying AsDocument
Ted SaundersOhio Consumer Lenders AssociationOpponentDownload
Doug FecherWright-Patt Credit Union, Inc.ProponentDownload
Christopher LeonardVelocity SolutionsProponentDownload
Carl HughesThe Fahey Banking CompanyProponentDownload
Senate Committees
CommitteeDateStatusBill Text
FinanceJune 19, 20181st HearingDownload
WitnessOrganizationTestifying AsDocument
Representative KoehlerOhio House of RepresentativesProponentDownload
Representative AshfordOhio House of RepresentativesProponentDownload
CommitteeDateStatusBill Text
FinanceJune 21, 20182nd HearingDownload
WitnessOrganizationTestifying AsDocument
Nick BourkeThe Pew Charitable TrustsProponentDownload
Carl RubyCentral Christian ChurchProponentDownload
David ThomasProponentDownload
Douglas FecherWright-Patt Credit UnionProponentDownload
Michal MarcusHFLA Of Northeast OhioProponentDownload
Susan JagersOhio Poverty Law CenterProponentDownload
Ashish GandhiCash Plus SilvertonOpponentDownload
Carl F. HughesThe Fahey Banking CompanyProponentDownload
Christopher LeonardVelocity Solutions, LLCProponentDownload
Jim TobinCatholic Conference of OhioProponentDownload
Nicholas DiNardoLegal Aid Society of Southwest Ohio LLCProponentDownload
CommitteeDateStatusBill Text
FinanceJune 25, 20183rd HearingDownload
WitnessOrganizationTestifying AsDocument
Nick BourkeThe Pew Charitable TrustsProponentDownload
Susan ColbertOSU Extension at Terrace PlaceProponentDownload
Deb ZabloudilSt. Vincent de Paul SocietyProponentDownload
Daniel McCabeAdvance Pay USAOpponentDownload
Fred EvensenLoansmart Inc.OpponentDownload
Ron DiestelOhio State Association of Veterans Services CommissionersInterested PartyDownload
Ashish GandhiCash Plus SilvertonOpponentDownload
Tom StephensonWilmington Area Ministerial AllianceProponentDownload
Victor PallottaCuyahoga Falls City CouncilProponentDownload
Alan HazlettCash Plus ToledoOpponentDownload
CommitteeDateStatusBill Text
FinanceJune 26, 20184th HearingDownload
WitnessOrganizationTestifying AsDocument
Marc DannProponentDownload
Cherish CronmillerMiami Valley Community Action PartnershipProponentDownload
Ted SaundersCommunity Choice FinancialOpponentDownload
Micah DerryAmericans for ProsperityOpponentDownload
Ashish GandhiCash Plus SilvertonOpponentDownload
CommitteeDateStatusBill Text
FinanceJune 27, 20185th HearingDownload
WitnessOrganizationTestifying AsDocument
Ashish GandhiCash Plus SilvertonOpponentDownload
Nick BourkePew Charitable TrustsProponentDownload
CommitteeDateStatusBill Text
FinanceJuly 9, 20186th HearingDownload
WitnessOrganizationTestifying AsDocument
Carl RubyCentral Christian Church/ Ohioans for Payday Loan ReformProponentDownload
Cheney PruettCashMaxOpponentDownload
Ashish GandhiCash Plus SilvertonInterested PartyDownload
Ted SaundersOhio Consumer Lenders AssociationOpponentDownload
Nick BourkePew Charitable TrustsProponentDownload
CommitteeDateStatusBill Text
FinanceJuly 10, 20187th HearingDownload
WitnessOrganizationTestifying AsDocument
Ted SaundersOpponentDownload
Nick BourkeProponentDownload
Cheney PruettOpponentDownload
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